Down Payment Assistance
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With more than 30 years of involvement as a Mortgage Banker, Kristine takes pride in providing each customer with an exceptional mortgage banking experience. Kristine has a passion for finding creative financing solutions for her clients while continuing to gain knowledge on what impacts interest rates. While ensuring a smooth process, she also strives to build long term relationships with her clients.
Kristine stays informed of current industry news and trends as well as the latest complexities of mortgage lending in order to provide the most up-to-date information and solutions for every client.
The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.
From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.
At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.
Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.