John Marcus

Mortgage Banker, NMLS #412221

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2743 Perimeter Pkwy

Augusta, GA 30909

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706-840-4684

John.Marcus@amerisbank.com

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How can I help you achieve your goals?

John has been a resident of Augusta for 25 years and comes from a Military Family. He graduated from Georgia State University with a degree in Business Administration and a major in marketing. He has 30 years of experience originating Conventional, FHA and VA loans. Personal interests are singing and playing Guitar and Disc Golf.

Specialties

Adjustable Rate Mortgages

Construction Financing

Conventional Loans

FHA Loans

Fixed-Rate Mortgages

Refinancing

VA Loans

Loan Process

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Mortgage Calculators

The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.

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