Thomas Hogan

Mortgage Banker, NMLS #170362

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3500 Piedmont Road Northeast

Atlanta, GA 30305

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404-639-6581

thomas.hogan@amerisbank.com

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How can I help you achieve your goals?

As Mortgage Loan Originator, Thomas's core responsibilities are to provide clients a smooth mortgage experience, while providing quality mortgage strategies at competitive terms. Ameris Bank has a complete mortgage platform, including purchase, refinance, construction, and renovation mortgages. Products include Conventional, Jumbo, FHA, VA, USDA, Second Mortgages, and Portfolio Loans. We have specialty mortgage products for Jumbo, builders, real estate investors, doctors, professionals, self-employed borrowers, first-time homebuyers, and unique situations. In 2023, Thomas will celebrate 25 years of experience as a mortgage loan originator in the Greater Atlanta market. His experience in situation analysis, project visioning, and deal structuring provides clients with high-quality solutions to a wide range of funding needs. He enjoys working with first-time buyers and sophisticated transactions alike. Born in Atlanta and raised in Santa Fe, NM, Thomas lives in Chamblee with his family.

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The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.

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