Down Payment Assistance
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Shannon Erickson has been in the financial industry since 1995. Mortgage banking has become her specialty with helping hundreds of clients achieve their goals of homeownership. Whether you’re looking to purchase or refinance, Shannon’s expertise in seeing the big picture allows her to place her clients in the best possible loan for their specific needs. As a mother of four and a few fur babies, she understands how busy life can get and will ensure a smooth and easy process. Her thorough knowledge of all aspects of the mortgage process and professionalism are top notch. Shannon looks forward to getting to know you and working hard to make you, your family and your friends visions come true.
The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.
From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.
At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.
Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.