Ron Draluck

VP, Mortgage Banker, NMLS #35120

How can I help you achieve your goals?

Ron Draluck has more than 30 successful years in the mortgage industry. In 1988, he was named the top mortgage originator in the state of Georgia, and he's received the Gold Award from the Mortgage Bankers Association of Georgia every year since the inception of the award in 1988. An Atlanta native with a bachelor's degree from Tulane University and an MBA in Finance from Georgia State University, Ron is a member of Lenders Who Care and is actively training both borrowers and realtors on how to invest in real estate. He is also the published author of a book entitled Push Button Investing, which is about investing in real estate. Buying a home is one of the biggest purchases most of us make. Once you finally find the perfect home, let Ron help you quickly find the perfect mortgage.


  • Adjustable Rate Mortgages
  • FHA Loans
  • Fixed-Rate Mortgages


  • 2020 Mortgage President's Club
  • 2021 Mortgage President's Club
  • 2022 Mortgage President's Club

Mortgage Calculators

The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.

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Your Success is Our Business

At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.

Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.

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Young couple laughing while renovating new home.