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Nicole Smith

Mortgage Banker, NMLS #2074932
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3500 Piedmont Rd. NE Suite 625
Atlanta GA 30305
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(404) 402-7201

How can I help you achieve your goals?

Nicole Smith has more than 10 years experience in the financial industry. For the last 3 years, she has focused on the mortgage industry and is committed to guiding clients through the complexities of real estate financing. Armed with a comprehensive understanding of market trends, interest rates, and diverse loan options, she specializes in creating tailored solutions to meet individual financial goals. Her client-centric approach prioritizes transparency, ensuring a seamless experience from preapproval to closing. Trust her to navigate the intricate landscape of mortgages, providing informed advice and unwavering support for a successful homeownership journey.

Specialties

Conventional Loans
First-Time Homebuyer Loan Programs
Specialized Loans

Mortgage Calculators

The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.

Watch the Ameris Bank Loan Process

From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.

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Down Payment Assistance

We want to make homeownership dreams a reality.
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Down Payment Assistance Finder

Use Fannie Mae’s down payment assistance search tool to find programs for which you may qualify.
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Home Ownership Advice

Which Mortgage Loan is right for you?
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Your Success is Our Job

At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way. Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.
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