Julie Beaty

Vice President, Mortgage Banker, NMLS #545251

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3500 Piedmont Road Northeast

Atlanta, GA 30305

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404-456-1725

julie.beaty@amerisbank.com

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How can I help you achieve your goals?

With more than 24 years of banking experience, Julie Beaty applies her knowledge of financing options and advanced technology to make the loan process positive and simple for her clients. She has extensive industry knowledge, experience, and a commitment to outstanding customer service. Julie believes that a mortgage should be a relationship, not a transaction, and works with each client to help build a mortgage financing program that best meets their individual needs and equity objectives. Whether you are building the home of your dreams, buying your first home, or refinancing an existing loan, Julie has the expertise you need. She is a member of Mortgage Bankers Association of Georgia (MBAG) and multiple year Diamond award winner, closing $60-$120 million in mortgages each of the past several years. Julie is also a renovation and construction loan specialist. Matt Upchurch’s vast experience in the mortgage industry allows him to find unique solutions to best meet clients’ needs. His career started over 10 years ago in operations, which helps him to truly understand what it takes to get a loan closed. He embraces the customer experience and strives to help each client reach their goals in the most cost-effective way possible. While handling primarily new home purchases and refinances, Matt is a construction and renovation financing specialist for those with more unique financing needs.

Specialties

Adjustable Rate Mortgages

Construction-to-Permanent Loans

FHA Loans

First-Time Homebuyer Loan Programs

Fixed-Rate Mortgages

Jumbo Loans

Awards

2020 Mortgage President's Club

2021 Mortgage President's Club

2022 Mortgage President's Club

2023 Mortgage President's Club

Loan Process

Before You Apply

When You Apply

Borrower's Checklist

After Your Apply

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Mortgage Calculators

The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.

Time to Refinance Home Affordability Compare Mortgage Loans Calculate a Mortgage Payment Rent or Buy Mortgage Payoff Income Required for Mortgage

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