Julie Beaty - Ameris Bank Mortgage

Julie Beaty

Vice President, Mortgage Banker, NMLS #545251

How can I help you achieve your goals?

With more than 22 years of banking experience, Julie Beaty applies her knowledge of financing options and advanced technology to make your loan application experience positive and effortless. Extensive industry knowledge, experience, and a commitment to outstanding customer service are keys to Julie's tremendous success as a residential mortgage loan originator. She believes that a mortgage should be a relationship, not a transaction, so she works with each client to help them build a mortgage financing program that best meets their individual financial needs and equity objectives. Whether you are building the home of your dreams, buying your first home or refinancing an existing loan, Julie has the experience, service and expertise you need. Julie is a member of Mortgage Bankers Association of Georgia (MBAG) and multiple year Diamond award winner, closing $50-60 million in mortgages for the past several years. Julie is also a Renovation and Construction Loan Specialist.


  • Adjustable Rate Mortgages
  • FHA Loans
  • Fixed-Rate Mortgages


  • 2020 Mortgage President's Club
  • 2021 Mortgage President's Club

Mortgage Calculators

The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.

Watch the Ameris Bank Loan Process

From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.

You've Come To The Right Place

  • Down Payment Assistance

    We want to make homeownership dreams a reality.

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  • Down Payment Assistance Finder

    Use Fannie Mae’s down payment assistance search tool to find programs for which you may qualify.

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  • Home Ownership Advice

    Which Mortgage Loan is right for you?

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Your Success is Our Job

At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.

Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.

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Young couple laughing while renovating new home.