Down Payment Assistance
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With over 16 years of banking experience, Emily Cook applies her knowledge of financing options and advanced technology to make your loan application experience positive and effortless. Extensive industry knowledge, experience, and a commitment to outstanding customer service are keys to Emily's tremendous success as a residential mortgage loan originator. She believes that a mortgage should be a relationship, not a transaction, so she works with each client to help them build a mortgage financing program that best meets their individual financial needs and equity objectives. Whether you are building the home of your dreams, buying your first home or refinancing an existing loan, Emily has the experience, service and expertise you need. Buying a home is one of the biggest purchases most of us make. We've seen it all. And we understand how you feel. Once you finally find the perfect home, let us help you quickly find the perfect mortgage.
The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.
From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.
At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.
Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.