Down Payment Assistance
We want to make homeownership dreams a reality.Learn More
Elly Gray has more than 15 years of experience in helping people achieve their goal of homeownership. Whether you are a first-time homebuyer or looking to refinance an existing loan, Elly has a solid understanding of the local real estate market and knows what it takes to close loans with efficiency and expertise. She is experienced in all types of loan programs and is always available to assist with your mortgage needs. A proven mortgage professional, her attention to detail will make your mortgage process run smoothly and easily. She looks forward to finding the mortgage solution to fit your needs, both now and into the future. Buying a home is one of the biggest purchases most of us make. We've seen it all. And we understand how you feel. Once you finally find the perfect home, let us help you quickly find the perfect mortgage.
The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.
From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.
At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.
Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.