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Derek Conley is a mortgage banker who uses a consultative approach for each customer in the process of buying or refinancing a home. Derek is accompanied by Kristin Boggs and Dana Duncan who, as a team, have a combined 35+ years of experience. Derek understands that the two most important aspects of any position are knowledge and availability to customers. That is why being available seven days a week sets Derek apart from most in this industry. Derek and his team would love the opportunity to earn your business and build a long-lasting relationship for years to come.
The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.
From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.
At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.
Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.