Derek Conley

Mortgage Banker, NMLS #552600

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1045 South Milledge Ave

Athens, GA 30605

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678-920-3786

derek.conley@amerisbank.com

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How can I help you achieve your goals?

Buying a home is one of the biggest purchases most of us make. House hunting can be exciting and disappointing at the same time. Some people find the perfect home in three days, for others, it can take months. We've seen it all. And we understand how you feel. Once you finally find the perfect home, let us help you quickly find the perfect mortgage.

Specialties

Adjustable Rate Mortgages

FHA Loans

Fixed-Rate Mortgages

Awards

2024 Mortgage President's Club

Loan Process

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When You Apply

Borrower's Checklist

After Your Apply

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Mortgage Calculators

The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.

Time to Refinance Home Affordability Compare Mortgage Loans Calculate a Mortgage Payment Rent or Buy Mortgage Payoff Income Required for Mortgage

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