A 32-year veteran of the mortgage banking Industry, Michael Crane is a dedicated to ensuring his clients receive first-class service and guidance during the homebuying process. Having been a mortgage broker and a mortgage banker in his career, Michael has seen it all, and he provides his knowledge and expertise to help identify the best financing program to meet each client's financial needs and goals. Michael has received Top Producer awards from the Mortgage Bankers Association of Georgia numerous times throughout his career. He is a graduate of Troy State University and worked with Synovus Bank for six years in their commercial lending division prior to entering the mortgage field.
The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.
At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.
Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.