Mark Zielinski
VP, Senior Mortgage Banker, NMLS #211156
How can I help you achieve your goals?
Your Trusted Mortgage Team with Over 50 Years of Combined Experience
With more than five decades of combined experience in the mortgage industry, Mark Zielinski and Chris Phillips have built their business around one simple idea: make lending personal, clear, and stress-free.
Mark Zielinski brings over 35 years of mortgage expertise, backed by a B.S. in Finance from Indiana University and an MBA in Real Estate from the University of Georgia. He takes the lead on all initial client conversations — personally handling each loan application, rate discussion, and goal-setting session to ensure every client starts the process with clarity and confidence.
From there, Chris Phillips — Mark’s trusted business partner of 20+ years — steps in to manage the processing and day-to-day coordination, along with Barbara, their expert loan processor who’s been with the team for over 15 years. A proud graduate of Georgia Tech, Chris combines a detail-oriented mindset with a commitment to top-tier client service. This seamless handoff ensures every detail is covered, and every client feels supported from start to finish.
Together, the team offers a hands-on, highly personalized experience. Just experienced professionals, working together to guide you home.
As a full-service lender licensed in 48 states, Mark and Chris provide a wide range of loan options to meet every client’s unique needs.
Whether you're purchasing your first home, upgrading, refinancing, or relocating across the country, their team brings clarity, speed, and a personal touch to every transaction.
When they’re not helping clients, Mark enjoys life with his wife Jennifer of 34 years, their grown children Jordan and Jake, and their Bernedoodle, Wilson. He also loves beach getaways, swimming, exercising, and gardening.
Chris and his wife Lindsay are the proud parents of four energetic boys. Their weekends are filled with activity — from running around ball fields to volunteering with their local school community. For Chris, family life is as rewarding and fast-paced as the mortgage business, and he brings that same energy and dedication to every client interaction.
Specialties
Awards
Mortgage Calculators
The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.
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Your Success is Our Business
At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.
Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.
