Down Payment Assistance
We want to make homeownership dreams a reality.
Learn MoreBob Bregitzer is the lead mortgage banker on a team of highly-dedicated professionals. At an early age, Bob knew he was meant to work with a calculator instead of a hammer, and after beginning his career as a CPA, he transitioned into mortgage banking. Understanding there is almost always more than one way to finance a home, Bob utilizes his financial background and experience to help his clients qualify for the home of their dreams. By helping clients select the best loan strategy to meet their unique needs, Bob is able to save them thousands of dollars over the life of ownership. In many cases, the best option he identifies is one his client never even knew to consider. As a result of his expertise and personalized approach, Bob is a perennial Gold Award recipient from the Mortgage Bankers Association of Georgia. Prior to joining our team, Bregitzer founded and operated a mortgage brokerage that ranked as a Top 25 firm in Georgia.
The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.
From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.
We want to make homeownership dreams a reality.
Learn MoreUse Fannie Mae’s down payment assistance search tool to find programs for which you may qualify.
Start Your SearchWhich Mortgage Loan is right for you?
Learn MoreAt Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.
Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.