Kona Phanly

Mortgage Banker, NMLS #860950

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5401 West Kennedy Blvd

Tampa, FL 33607

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727-916-1123

kona.phanly@amerisbank.com

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How can I help you achieve your goals?

Kona Phanly has extensive knowledge and experience in the financial industry and a deep understanding of the mortgage lending process while keeping up to date with the latest industry trends and regulations. He has a strong background in sales and customer service and provides personalized solutions to help consumers achieve their homeownership goals. He aims to make the mortgage application process as smooth and stress-free as possible by working closely with his clients to ensure they know their options. He helps guide them through every step of the process, from prequalification to closing, and provides ongoing support even after the loan is approved. Kona prides himself on excellent communication skills and attention to detail. He understands that obtaining a mortgage is a significant financial decision and is dedicated to delivering exceptional customer service and building long-term relationships based on trust and integrity.

Specialties

Conventional Loans

First-Time Homebuyer Loan Programs

Specialized Loans

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The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.

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