Down Payment Assistance
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Working in the Mortgage Industry for over 20 years, Sandi Kent takes great pride in providing her customers with an exceptional mortgage banking experience. She stays informed of current industry news and trends, providing the most up-to-date information and lending solutions to her customers. Sandi attended Indiana State University and has been a licensed Mortgage Broker since 1993. She has passed state and national test and is NMLS licensed. Sandi is the wife of Don Kent for fifteen years. She is the mother of three daughters and is the proud grandmother of eight grandchildren. In her community, Sandi is a member on the Tallahassee Board of Realtors and is a past board member for the Southern Scholarship Foundation FSU. During her free time, Sandi enjoys doing yoga, biking, and boating.
The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.
From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.
At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.
Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.