Layna Kirkham

Mortgage Banker, NMLS #1040753

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2121 Killarney Way

Tallahassee, FL 32309

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850-264-3830

layna.kirkham@amerisbank.com

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How can I help you achieve your goals?

Born and raised in Tallahassee, Florida, Layna Kirkham has more than 25 years in the title and mortgage industries. She takes great pride in helping her customers achieve their dream of homeownership and providing each customers with an exceptional mortgage experience. She stays informed of current industry news and trends, providing the most up-to-date information and lending solutions to her customers.

Specialties

Adjustable Rate Mortgages

Construction-to-Permanent Loans

Down Payment Assistance Loans

FHA Loans

First-Time Homebuyer Loan Programs

Fixed-Rate Mortgages

Portfolio Loan Products

Loan Process

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The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.

Time to Refinance Home Affordability Compare Mortgage Loans Calculate a Mortgage Payment Rent or Buy Mortgage Payoff Income Required for Mortgage

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