Down Payment Assistance
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When Elijah is not helping clients with their mortgage needs, he enjoys spending time with his wife and two boys on their small farm in the Florida panhandle. As a Florida native, he has spent a majority of his career focusing on lending in Florida and Alabama; however, he is able to lend in most states.
He carries an extensive knowledge in first-time homebuyer loans, VA loans, jumbo loans, condo loans, and construction loans; however, investment loans are his favorite challenge. Being an avid real estate investor himself, he has learned the ins and outs of investment lending and enjoys helping other seasoned and new investors alike.
Elijah doesn’t treat his next client as just a number, but spends time getting to know each person and unique situation in order to provide the best advice and loan program. He works hard to make a stressful process simple and streamlined. Give him a call or send him a text today!
The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.
From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.
At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.
Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.