Go to Ameris Homepage

Rachel Miller

Mortgage Banker, NMLS #689538
Apply Now
1259 W. Granada Blvd.
Ormond Beach FL 32174
Get Directions
(386) 679-6951

How can I help you achieve your goals?

Rachel has been a top producing lender in the Central Florida market since 2004. She is well versed in all mortgage types including Construction, Mobile and Manufactured homes, FHA, VA, Conventional, USDA, Jumbo and Portfolio. Rachel gets great joy from assisting clients with meeting their financial goals, this could include home ownership, debt consolidation, real estate investment portfolios and much more. She is a reliable and responsive partner that is ready to assist you on all of your real estate journeys.


Conventional Loans
First-Time Homebuyer Loan Programs
Specialized Loans

Mortgage Calculators

The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.

Watch the Ameris Bank Loan Process

From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.

You've Come To The Right Place

Down Payment Assistance Finder

Use Fannie Mae’s down payment assistance search tool to find programs for which you may qualify.
Start Your Search

Home Ownership Advice

Which Mortgage Loan is right for you?
Learn More

Down Payment Assistance

We want to make homeownership dreams a reality.
Learn More

Your Success is Our Business

At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way. Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.
Apply Now