Rachael Gilbert-

Mortgage Banker, NMLS #737430

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1259 West Granada Blvd

Ormond Beach, FL 32174

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386-547-8401

rachael.gilbert@amerisbank.com

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How can I help you achieve your goals?

Rachael Gilbert brings more than 23 years of experience in the financial industry to Daytona Beach, Florida and the surrounding areas. As a high-producing mortgage loan officer in the region, she’s helped hundreds of clients achieve the dream of homeownership. Rachael is well versed in conventional, FHA, VA, USDA and construction to perm loans. Rachael is a Daytona Beach Area Association of Realtors member, Volusia Building Industry Association member, Daytona Women’s Council of Realtors member and current Treasurer, and member along with past Chairwoman of the Ormond Beach Chamber of Commerce. Having grown up in Ormond Beach, she’s proud to call the area home with her husband, Tom, and 16-year-old son, JT. Outside the office, Rachael enjoys hunting, boating and spending time with family.

Specialties

Construction-to-Permanent Loans

Jumbo Loans

Specialized Loans

Awards

2023 Mortgage President's Club

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The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.

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