Down Payment Assistance
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Thomas has been in the mortgage and real estate industry since 1997. He has held several management positions throughout his career inclusive of both underwriting and processing. His experience and knowledge provides his customers with expert advice. He is dedicated to providing prompt communication and excellent customer service from application to closing. While buying a home can be a great experience it can also be stressful and an exhausting ordeal but with Ameris's process and Thomas' attention to detail, it will make for a smooth buying experience. Thomas has a simply straight forward approach to deliver home ownership with the least amount stress and documents required to close.
The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.
From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.
At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.
Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.