Thomas Lemmon

Mortgage Banker, NMLS #518531
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10611 Deerwood Park Blvd

Jacksonville, FL 32256

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904-993-8788

904-993-8788

How can I help you achieve your goals?

Tom has been in the mortgage business for over 40 years and offers a wealth of lending experience. Tom specializes in New Construction Lending, Construction-to-Permanent Lending, VA Lending, FHA Lending, First-time Homebuyer Programs and select Community Lending Programs.

Specialties

Conventional Loans
First-Time Homebuyer Loan Programs
Specialized Loans

Mortgage Calculators

The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.

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Your Success is Our Business

At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.

Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.

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Young couple laughing while renovating new home.