Down Payment Assistance
We want to make homeownership dreams a reality.
Learn MoreLucas joined the mortgage industry in 2009, after graduating Summa Cum Laude from the University of North Florida with a bachelor’s degree in Political Science.
Since 2009, Lucas has helped customers from all walks of life to finance the home of their dreams. While each customer has unique goals and needs, he’s probably seen a situation similar to yours before, and will use his past experience to help fit you with the best financing option available to get you through to closing.
Lucas doesn’t see the mortgage process as transactional; he sees it as an opportunity to build lasting relationships, even beyond the closing table. Give him a call today, and he will become your go-to mortgage professional!
The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.
From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.
We want to make homeownership dreams a reality.
Learn MoreUse Fannie Mae’s down payment assistance search tool to find programs for which you may qualify.
Start Your SearchWhich Mortgage Loan is right for you?
Learn MoreAt Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.
Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.