Joelle Balotin

Mortgage Banker, NMLS #1234900

How can I help you achieve your goals?

Since beginning her career in banking in 1989, Joelle Balotin has received numerous top producer and service awards. Joelle is experienced working with a full range of borrowers, but especially enjoys working with first-time homebuyers. First-time or seasoned mortgage applicants can rely on her integrity and ingenuity for a smooth mortgage transaction with personal service.

Specialties

  • Adjustable Rate Mortgages
  • FHA Loans
  • Fixed-Rate Mortgages

Awards

  • 2021 Mortgage President's Club

Mortgage Calculators

The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.

Watch the Ameris Bank Loan Process

From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.

You've Come To The Right Place

  • Down Payment Assistance

    We want to make homeownership dreams a reality.

    Learn More
  • Down Payment Assistance Finder

    Use Fannie Mae’s down payment assistance search tool to find programs for which you may qualify.

    Start Your Search
  • Home Ownership Advice

    Which Mortgage Loan is right for you?

    Learn More

Your Success is Our Job

At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.

Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.

Apply Now
Young couple laughing while renovating new home.