Joelle Balotin

Mortgage Banker, NMLS #1234900

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10611 Deerwood Park Blvd

Jacksonville, FL 32256

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904-860-2258

Joelle.Balotin@amerisbank.com

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How can I help you achieve your goals?

Since beginning her career in banking in 1989, Joelle Balotin has received numerous top producer and service awards. Joelle is experienced working with a full range of borrowers, but especially enjoys working with first-time homebuyers. First-time or seasoned mortgage applicants can rely on her integrity and ingenuity for a smooth mortgage transaction with personal service.

Specialties

Adjustable Rate Mortgages

FHA Loans

Fixed-Rate Mortgages

Awards

2021 Mortgage President's Club

2022 Mortgage President's Club

2023 Mortgage President's Club

Loan Process

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Mortgage Calculators

The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.

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