Jim Heitzer
Vice President Mortgage Banking, NMLS #234261
How can I help you achieve your goals?
Specialties
Awards
Mortgage Calculators
The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.
Watch the Ameris Bank Loan Process
From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.
Recent Reviews
You've Come To The Right Place
Down Payment Assistance Finder
Your Success is Our Business
At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.
Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.
