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Isabel Padilla

Mortgage Banker, NMLS #1926168
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10611 Deerwood Park Blvd
Jacksonville FL 32256
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(310) 382-4289

How can I help you achieve your goals?

Isabel Padilla is a dedicated professional with a Bachelor's degree in Business Administration and a Master's degree in Human Resources. With over six years of experience in the mortgage industry, she has helped numerous individuals achieve their dream of owning a home for themselves and their families.

Isabel views her role as a Mortgage Loan Officer as more than just a job; it is an opportunity to make a positive impact and overcome challenges for each unique client. She is committed to continuously expanding her knowledge and skills in the mortgage industry to effectively guide clients toward the best program for their needs.

Isabel is deeply committed to serving the Hispanic community, and her passion for assisting individuals in this community underscores her commitment to providing personalized and culturally sensitive service to all clients.


Conventional Loans
First-Time Homebuyer Loan Programs
Specialized Loans

Mortgage Calculators

The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.

Watch the Ameris Bank Loan Process

From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.

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Down Payment Assistance

We want to make homeownership dreams a reality.
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Down Payment Assistance Finder

Use Fannie Mae’s down payment assistance search tool to find programs for which you may qualify.
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Home Ownership Advice

Which Mortgage Loan is right for you?
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Your Success is Our Job

At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way. Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.
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