Isabel Padilla

Mortgage Banker, NMLS #1926168

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10611 Deerwood Park Blvd

Jacksonville, FL 32256

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310-382-4289

isabel.padilla@amerisbank.com

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How can I help you achieve your goals?

Isabel Padilla is a dedicated professional with a Bachelor's degree in Business Administration and a Master's degree in Human Resources. With over six years of experience in the mortgage industry, she has helped numerous individuals achieve their dream of owning a home for themselves and their families. Isabel views her role as a Mortgage Loan Officer as more than just a job; it is an opportunity to make a positive impact and overcome challenges for each unique client. She is committed to continuously expanding her knowledge and skills in the mortgage industry to effectively guide clients toward the best program for their needs. Isabel is deeply committed to serving the Hispanic community, and her passion for assisting individuals in this community underscores her commitment to providing personalized and culturally sensitive service to all clients.

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The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.

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