A native of Florida and a Veteran of the United States Navy, Chris Johnson is an experienced trusted Mortgage Banker at Ameris Bank. He has served the mortgage needs of his clients for the past 20 years. Previously a Financial Consultant, Chris gained the respect of his clients and line of business partners due to honesty and integrity. Chris is a Veteran, having served in the United States Navy as a Naval Communications Specialist where he maintained a Top Secret Clearance. A graduate of Wolfson High School, he attended Jacksonville University’s Accelerated Degree Program, majoring in business with a minor in education. Chris has two children who attended and graduated with honors at Florida State University. He has a passion for boating and hunting and is a volunteer for the Saint Johns County Fire Rescue Department. He also graduated from both the FBI and Saint Johns County Sherriff’s Office Citizens Academy. He is passionate about quality customer service and being a good steward in his community.
The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.
At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.
Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.