Down Payment Assistance
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Tammy has over 30 years banking experiences with both regional and community banks. She has held a variety of managerial and administrative positions throughout her career. Tammy started out as a teller and worked her way up to management, giving her a broad array of experience in all types of financial services. Tammy's extensive banking experience enables her to accurately assess her client's financial needs, suggest lending solutions and provide quality service. Tammy enjoys meeting people, building banking relationships and helping customers. She loves her job while helping clients achieve their goals. Tammy is committed to the community by serving in various civic organizations, which include the Greater Naples Chamber of Commerce as a long time Ambassador. Though originally from Maryland, Tammy has lived in Naples for over 38 years and has grown to know and love the area. She has one son and one granddaughter who she loves spending time with. She enjoys cooking, baking, gardening, watching movies, traveling and being around family and friends.
The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.
From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.
We want to make homeownership dreams a reality.
Learn MoreUse Fannie Mae’s down payment assistance search tool to find programs for which you may qualify.
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Learn MoreAt Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way.
Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.