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Larry Zunica - Ameris Bank Mortgage

Larry Zunica

Mortgage Banker, NMLS #251996
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How can I help you achieve your goals?

I moved down from Chicago to Sarasota in 2004 to get into the mortgage industry. Prior to 2004, I spent 16 years at the Chicago Board of trade trading 30 year treasury bonds on the floor at the exchange. I started originating mortgages in 2005 in the state of Florida. I enjoy guiding clients through the process of obtaining Financing for their purchase of a primary residence, second home or investment property. My goal is to try to make the process as simple as possible for every client.


Adjustable Rate Mortgages
FHA Loans
Fixed-Rate Mortgages

Mortgage Calculators

The decision to refinance a home mortgage can involve many factors. You might want to take cash out of your home when you refinance to use for other purposes. But the most common purpose is to obtain a lower interest rate and lower monthly payments. In the latter case, the decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.

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From finding a Mortgage Banker to welcoming your new Home, find out how the loan process works.

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Down Payment Assistance Finder

Use Fannie Mae’s down payment assistance search tool to find programs for which you may qualify.
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Home Ownership Advice

Which Mortgage Loan is right for you?
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Down Payment Assistance

We want to make homeownership dreams a reality.
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Your Success is Our Business

At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you through the process and keeping you updated with your loan status each step of the way. Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank built on relationship banking and customer service.
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